Karatbars Compensation Plan – Part 1

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 disclaimer: “The postings on this site are my personal opinions and do not represent the positions, strategies and opinionsof Karatbars International GmbH.

10 Reasons Why Gold Is Money

Gold is a commodity that for centuries has been prized and coveted as a reliable method of securing and quantifying wealth. Recent years have seen an explosion in the popularity of gold, why? Because people are finally figuring out that Gold Is Money.

Watch the following video for 10 Reasons Why Gold Is Money


Is It Time To Buy Gold Again?
Investors and others who started buying gold in 2000 have enjoyed healthy gains on their money, where the price of gold went from $300 to a high of $1900 in 2011. But is it time to start buying gold again? A new article from Wealth Daily tries to explain. [Source]


Discover The Secret 1000s Are Now Using To Acquire Real Gold Bullion While Generating a $4500 Weekly Income.   Click Here for immediate access.

When Is The Best Time To Buy Gold?

gold 1Given the volatility of the global economy in recent years, buying and selling gold has gained a new degree of popularity. The key to generating real value and profits when you buy gold is to spend sufficient time learning about the commodity and its market.

To Find out How To Get Your Gold For Free, Click here >Free Gold.  Keep reading to gain valuable pointers that really can help, if you are looking to buy gold.


Stuart Thompson has a great article about Gold Buy Signal & Dow Transports Meltdown.

You can get some insights by reading it.  [Source]

Discover How Thousands Are Getting Gold For Free.  Click here > Free Gold

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gold bar 2Historically what has been the best time to buy goldFor those who like to follow investment trends there is a new one that is growing in popularity buying gold in September.

Over the past twenty years, the gold price tends to shine in September. On average bullion has delivered returns of over 3pc, which is by far the best performing month for the precious metal.

Fans say there is a good reason for the trend – September marks the start of India’s gold gifting season.

During September a huge amount of gold jewellery is bought by Indians as gifts for family members during the Diwali festival.

India is the second biggest buyer of gold, behind China, so when India buys in droves the gold price is usually given a short term boost.

As traders know gold tends to perform well in September they are happy to continue buying gold when the price goes up, which drives bullion higher.

According to Nick Moore, a commodity strategist at BlackRock (NYSE: BLKnews) , Indian gold buying has become a seasonal trend for the gold price.

“The surge in Indian buying, during the festival period and also for the Indian Wedding season which starts at the end of September, has translated into making September the best month of the year for gold price gains,” Mr Moore said.

Index fund provider ETF Securities, which offers a range of commodity investments, said its gold ETF, which tracks the movements of the gold price, has been its most popular product over the past two months, ahead of India’s festival season.

= Gold price performance since 1994 per month =

Source: ETF Securities

= What is the best way to play gold? =

Some investors use exchange-traded funds such as ETF Securities’ Gold Bullion Securities . Shares (Frankfurt: DI6.Fnews) in these can be bought and sold via stockbrokers, as with any other shares.

Another route is through trading platforms such as The Real Asset Company ( therealasset.co.uk ) or BullionVault ( bulllionvault.com ). Through these companies gold bullion can be bought or sold in small units and is stored in secure vaults on owners’ behalf.

Telegraph Money prefers a longer-term approach. Investors can also buy a unit trust run by a fund manager, who invests in both bullion and gold mining companies.

Evy Hambro, who oversees the respected BlackRock Gold & General , is viewed as one of the best gold fund managers around and regularly feaures on broker buy lists.

Other respected funds include S&W Global Gold & Resources and Investec Global Gold .

Investors could also own gold mining shares directly, although this is a more risky strategy.

But investing in gold is not for the faint hearted. When the bullion price and gold mining shares are out of favour they can leave investors nursing significant losses.

The price of gold has had a rocky ride since 2011. Three years ago the gold price was trading over $1,800, but today it has slumped to $1,245.

For the original article go to Yahoo Financial


Transactions Taking Place In Gold Can Shaft The IRS

Transactions in GoldHere is an excellent article written by Brian Domitrovic and published at Forbes.com website.  Even though the article is filled with a lot of technical and legal language, which for me made it a little hard to follow.

It outlines some interesting benefits for Transactions Taking Place In Gold, when it comes to purchasing goods and services.  Karatbars International Affiliates should enjoy this.

In 2011, the state of Utah passed a law banning taxes on the use of gold and silver coins as currency and permitting residents to remit state taxes in these coins. Big deal, you might say. That’s already in the Constitution: “No state shall…make anything but gold and silver coin a tender in payment of debts.”

Oklahoma has done something similar, confirming that transactions taking place in gold and silver are free from state taxes on the exchange medium. Currently, in federal law, if you buy things with gold, for example, you have to declare as taxable the gain on any market appreciation of the gold you used to make the purchase.

Actually, it’s not real federal law. It’s just a piece 0f “administrative law,” that poor relation of real law, which an agency, the Internal Revenue Service, came up with outside of the Congressional and the judicial processes. If you look at real law, statutes signed by the president and Supreme Court decisions from over the centuries, it has been affirmed time and again that the feds must consider gold and silver coins and their own paper notes as dollars as denominated, one and the same.

What a delicious opportunity this presents when it comes to taxation. Let’s say the members of a community somewhere here in the USA decide to do all their business in gold. The dollar price of everything would be much less. A $3 latte would go for about ten gold cents, in that the price of gold on the market (circa $1267 per ounce) exceeds that of the official Treasury price ($42.22) by a factor of thirty.

If this community is of decent size, any number of businesses and individuals could make close all their income via gold transactions. Somebody might clear, for example, $3000 in gold income in a year, or $90,000 if translated into paper dollars.

Because of the abundantly established legal precedent for treating gold and paper dollars the same, the maximum subject to taxation would be the $3000, an amount easily eliminated by the standard deduction on the income tax.

The IRS says this sort of thing is “frivolous.” But that’s administrative law again, as in Philip Hamburger’s wonderful new book, Is Administrative Law Unlawful, which of course it is. Freedom of Information Act requests inquiring of the paper-trail within the IRS about how this “frivolous” finding was made have yielded 8,000 pages of internal emails conceding there is no grounds, but let’s do it anyway. A writ of certiorari calling on the Supreme Court to stop this nonsense is in the inbox of the august body.

This information comes care of the yearly monetary summit held last week, in Salt Lake City, of the United Precious Metals Association, a group whose board I am pleased to be joining. The UPMA has a smartphone app with which you can set up a gold account and buy things in gold from all sorts of vendors.

You see the peril in this sort of thing’s spreading. If lots of vendors start taking gold and paying their taxes in Federal Reserve notes, their costs will become something like one-third less than those of their competitors—because these businesses would effectively be free of taxation. If you can transact in a dollar currency medium (gold) that is worth thirty times more than face value, and then pay your taxes in the paper stuff at face value, others will have no choice but to follow your example to stay viable.

Should this little experiment start to gain a bit in extent, it could have the effect of requiring business in this country to cut their taxation costs by arbitraging the gold-note dollar spread that the United States has allowed to emerge over the past century of serious inflation.

Again (and convention commands me to say that I am no tax lawyer), there is no hope in real law. Once you get out of the lame-o world of agency bureaucrats saying that this is the law, and into the statute books and the high court rulings, the Constitutional specifications that gold and silver coins have the same legal tender and denomination status as any U.S. money shine through every time. In the 19th century in particular, this question was litigated profusely, and the equivalence won.

First it was Bitcoin. Now the new kid on the monetary block is the Constitution. The poor U.S. put that gold and silver equivalence thing in there back in 1787. Since 1985, probably against its own narrow better judgment, the government has resumed issuing gold and silver dollar-denominated coins.

Brace yourself, IRS. You guys have been bluffing with “frivolousness,” and that bluff is getting called. The Federal Reserve and the Treasury, of all people, are going to have to clean house to get the dollar sound again against metal. Otherwise (and does this ever sound musical), real federal receipts will start the process of dwindling toward nil.

Farmers flock to gold-backed loans in India.

india goldIndian farmers also divert money from agricultural loans to buy more gold.

Farmers in Andhra Pradesh appear to have taken more loans by pledging gold bars and ornaments, than loans from banks for purely agricultural purposes. Some have even diverted the agri loan and bought gold.

According to official records, up to March 31, 2014, farmers have taken loans worth $5.7 billion (Rs 348 billion) by putting up gold as collateral, while $4.2 billion (Rs 257 billion) was taken as crop loans.

In their review meetings, bank officials have noted that a majority of the loans, particularly by pledging gold, were taken by farmers after January 2014. Officials said the reason for this could be attributed to the fact that the interest rate on loans meant for agriculture is far less, than other loans like personal loans, education loans, or home building loans, etc.

Another reason for the rising number of loans was Chief Minister N Chandrababu Naidu’s election promise of waiving off all farm loans after coming to power. This spurred farmers to go all out and take more loans, with some diverting loans, ostensibly taken for agriculture, to actually buy bullion.

As a finance department official said, “If we go through the amount of loans taken by farmers and their bank accounts, and when loans were taken, we have found that many took loans in the name of agriculture, but used it for other activities.”

Another official added that after Naidu’s announcement on waiver of farm loans, farmers had taken loans unrestrainedly though the agricultural activities were over.

In a major relief to the Andhra Pradesh government and farmers, the Reserve Bank of India (RBI) has agreed to reschedule crop loans. The RBI has written to the Andhra Pradesh and Telangana state governments expressing its willingness to consider rescheduling crop loans, but only for three years including a one year moratorium.

Officials engaged in the loan waiver and reschedulement exercise in both the governments said that the banking regulator had also made it clear to the governments that the gold loans, (by pledging gold), even if taken for agriculture purposes, would not be considered under the rescheduling scheme.

The RBI’s offer falls short of the government’s demand for a 5 to 7 year reschedulement period for all the loan dues, including gold loans. The Andhra Pradesh government has written a letter to the RBI post this decision, specifically asking for extending the relief to gold loans as well.

State Finance Minister Yanamala Ramakrishnudu said the state government had already sent a note to RBI governor on rescheduling of crop loans. “We are asking the RBI to treat the gold loans taken by farmers as crop loans, so that they also get the benefit of loan rescheduling,”’ he said.

Though successive droughts could have led to his defeat in 2004, Andhra Pradesh chief minister Chandrababu Naidu is incidentally using the looming drought to buttress his case for implementing the farmers’ loan waiver scheme.

Though the apex bank has said that it cannot reschedule loans taken by farmers against gold ornaments, the state government has not given up hope, as it has been banking on the massive relief from the RBI with regard to farm loan waiver. With gold loans on the higher side as compared to agri loans in the state, the government has presented another case before the regulator. 

You can read the original article at MineWeb.com

lifestyleIf you really want to capture your dream life…the life you have always dreamed about, then read carefully every word in this article.

You gotta, gotta, gotta, sacrifice now, if you want to give your family the lifestyle of their dreams later.  The more fun things you give up now, and instead invest that money into your business, the quicker you’ll grow and the quicker you’ll capture the lifestyle you’ve always desired.

At least… At least… Give up one or two fun things a week or a month, to have the money to invest in business needs now!   So you can have a chance at creating the income now, that allows your family to do anything and everything you all want later.

Stop delaying your dream life!

You have to be a visionary and stick to the plan, if you truly want the lifestyle of your dreams!  #sacrifice #its worth it.   Be the “tough one” in your family that says, we aren’t doing these fun things now, so we can invest in our future, and we can play forever later!    Be strong...

A sign of weakness is when you can’t hold back from spending your money on something fun, when you know you should be spending it on something that will multiply that money later.  That weakness will keep you broke or exactly in the same position you are right now.

Stop delaying your dream life!

Give yourself a fun budget per month, make it small if you don’t have the lifestyle you want yet, stick to it, and you’ll actually give yourself a chance at growing your families lifestyle to the level you’ve always dreamed of.

I promise…If you stay spending till your last dollar every month, and invest only your leftovers into your business…You will only have a mediocre “left over” business!  You’ll never get the lifestyle you want!   And..you’ll never get the lifestyle you have always desired!

But…If you sacrifice now, and invest most of your money into your business, then I’ll see you at the top and hear
the story about how you changed your families future forever!   It’s always your choice…

Stop delaying your future dream life!     Be the strong person, not the weak person!

God Bless

NEUCOPIA..Start Making Money Next Week!

Hi guys, Larry Johnson here.  I want to let you in on a little company that is slowly gaining popularity among entrepreneurs, not only in this country, but world wide.  It is destined to be one of the biggest Money Makers on the Internet.  The big reason of course is the amazing compensation plan that is unlike anything you have ever seen….plus online training done by millionaire marketers.

The company is called NEUCOPIA.  Now here is a little about the company.

Our Company

The name NEUCOPIA stems from the latin word “copia” meaning abundance.  And that is our focus, our passion, and our commitment.  Abundance goes far beyond just creating an abundance of income. It’s about helping people finally be able to create a lifestyle of abundance in everything we do.  From creating huge levels of income to experiencing exotic locations around the world, to building strong networks, healthy long-lasting relationships, making new friends, participating in activities that you never even knew existed, having the time to do the things you love with the people you love to be with, NEUCOPIA encompasses everything that is abundance.

NOW for the FIRST TIME EVER, NEUCOPIA has teamed up with some of the most successful coaches and trainers in the WOLRD who will teach YOU how to generate MULTIPLE STREAMS OF INCOME in some of the most exciting industries on the planet, how to get out of debt FAST, how to make enough money in the next few years to live on for the rest of your LIFE, AND how to LIVE a lifestyle of ABUNDANCE!


With a background of success after success, Rich Cook has proven himself as one of the most versatile work from home entrepreneurs of our time. From becoming a top income earner multiple times over in the network marketing arena, to using many of the tools and strategies available to our Premier Members in NEUCOPIA to create a top income in the affiliate marketing world, Rich is a leader’s leader.

But more powerful than his ability to excel in virtually everything he does, perhaps Rich’s most powerful trait, is his ability to help others do the same.  That, along with his ability to create friendships with everyone he meets, we could not have picked a more qualified, stronger, more committed CEO than Rich Cook.

Our Mission

From the most valuable income generating products available anywhere, to our top-notch coaching and training, to our corporate team that represents an unparalleled level of leadership, at NEUCOPIA our mission is to help people create a lifestyle of ABUNDANCE!.

Ok now that is just an introduction.  I want to show you more details later, but now I want to let you know how our team markets NEUCOPIA   Our team has become one of  NEUCOPIA’s fastest growing team, and here is how we are doing it.

Postcard Marketing…Visit our site and see how we do it.  Visit… HowToMakeMoneyMailingPostcards



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